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Free money from the government

   Every country’s government each year spends a good deal of money to support those in needs, this money is given away for free to those who require it for some or the other reason. Every year approximately billions of dollars are shed away for free by the government and this money is not to be returned back or paid off, thus they are known as grants. Since the government gives away these grants hence they are better known as government grants.

Currently the government of USA is running fourteen hundred federal programs, twenty four thousand state programs, thirty thousand private foundations and twenty thousand scholarship programs, the total would sum up to around thirty million dollars of grant, which would not only be given by the government but that these grants are interest free, non-taxable and never to be repaid back.

Let us now see some of the grants that the federal government provides and how it helps local people. The first one is the government grant for personal needs. Well the grant name in itself clears all doubt, so the grant is all about personal need, you need to pay off your debts, or pay your medical bills, pay your rents or rent a new house, pay for your or your child’s education, repair your house, renew any license or just need money for an emergency that might have arisen, the federal government is ready to help you out by providing you a personal need grant. All you have to do is visit your state or central office, look up for the information on how to apply for the grant, collect the required forms from the government office – fill it up and deposit the same back in the same office along with a detailed letter about your need and the relevant documents as required while submitting the grant application form, remember a grant can range from five hundred dollars to fifty thousand dollars and how much grant money would be sanctioned to you solely depends on the decision of the authorities.

Next comes the business grant, again the name clears the concept of the grant, this grant is applied by small business houses, whether you want to open up a new business or want to revamp and expand your existing business, you should file for a business grant. When applying for such a grant, make sure you clearly state the details of the business, how much revenue you are aiming at. Many times this grant is clubbed with small business loans with very low interest rates.

Then you will also apply for a scholarship or education grant, which is meant for helping students financially. Further education, higher education or education of your children(s) whatever be the scenario, the government is ready to help you come over the financial mountain connected to the paths of education. You would be also amazed to know that not only the government but many educational institutions as well as salvation army has a wing to provide financial aid to low income families or students to get them proper education.

To name a few more grants provided by the government, you can look for social security grant, which are designed for those living on their social security, specially the old and aged. Then we have the single mom grant which is very famous between single mothers, as it is very difficult to run a household and simultaneously raise your kids with good facility in this growing economy. Then we have the EBT under the SNAP program where low income families are given some credits on their EBT Card which can be used only to purchase food related items from the retail market or local grocery store.

All the above are free money from the government given away in a fashion each year to thousands of local public who are in need of such financial aid, thus this free money from the government is a help in disguise to all of them which helps them to ease out their daily living.

I need help financially

People Willing to help financially

 Globally financially helps are given by various sources to the needy and poor people. Some of the helping hands are as under:

Rich Individuals having allocable surplus of wealth give away help to the needy. They gather wealth either due to their successful conducting of their business or due to inheritance of wealth from their forefathers. They know the value of money and they extend valuable support to the needy people to come out of their poverty.

The mode of help differs from person to person. Some prefer to the known people such as close to the family. In some cases of an extended family some members may not settled financially and need help. They help to these categories. Some help to the people who are recommended by friends, relatives, close by people etc.

Some wealthy people give money on charity. In this case they have to select the people to receive the financial aid.

Organizations with prime aim of charitable help extend help to the needy. Their way of helping may be different. Some prefer to publish on internet, newspapers etc. to enable the needy to apply for the same. Others simply depend upon educational institutions when they spend their quantum of charitable amount to the educational expenses to the needy students. Some convert a portion of the amount to scholarship to meritorious students to cover their educational expenses. This is an indirect help they provide to needy families. They later on claim the income tax rebate for the amount spent on donations. This is a mutual interest transaction.

Missionary Activities – Missionary activities are normally organized by religious communities. They choose needy people from the same community or across the society. Their choice mainly depends upon the decision of the head of the community who is entrusted with power to disburse money. At the time of global tragedy they are the first people to come forward to help the affected people. They collect the amount from wealthy people, own contribution etc.

Current Trend of seeking financial help

In advanced countries citizens depend upon digital form for their financial activities and the amount is stored virtually and gets it transferred instantaneously. In addition to cost savings, digital financial services offer lot of benefits such as –

 They connect poor people to the formal financial sector and enable them to become customers and suppliers within the wider economy and financial flows can be accurately tracked, resulting in safer and speedier transactions and less corruption and theft.

Providers can use financial histories to develop products that are better suited to customers’ needs, cash flow, and risk profiles, including fee-for-service offerings and smaller-unit transactions.

Direct deposits (including wages and government assistance) allow money to “bypass” the home, helping users save rather than spend and often giving women more financial authority within the family.

I need help with my bills

A year back, I was all in debt, I needed money, debt so much that this debt can become my grave yard, well what I meant was I was all buried in my debt, so much that even my essential bills were all going due, with warnings form the various departments that if am not able to pay them off then my essential services would be stopped.

To worsen the situation I had my ailing mom in home whose grants were all used up and her social was not paying off that much so as her medicines can be purchased in full. I was bearing all this with a headache of how to come out of this, when while reading a newspaper one day, a very typical advertisement stuck my eyes. The newspaper advertisement said – come to me and I would take care of your bills.

Thou very absurd kind of advertisement but since I had no other choice or option, I went for it, met the person, now this man was a filthy rich guy with tons of money in his hand and in his bank account, might be he was a millionaire or more than that. When I met him he looked at me and said well young man, I can take care of your bills for your life time, but you have to answer a question for me.

I thought this to be a very easy task and smiled inside thinking what kind of a fool this guy was, but to my shock when the question came to me, I was all bewildered. The man asked answer me young man, what is life?

What is life? The question still rotates my mind, well to be frank I thought now am going to live in poverty for sure, but yet since I was there I answered him back after sipping a little water from the glass in front of me.

I said – Sir, life is the ultimate gift from GOD, it teaches you to be rude, kind, it teaches you how to hate and how to love and care for someone, it teaches you everything, it shows you the tough days and the golden moments. It was just I had been finishing my answer when the man called up his accountant and said all this young man’s bills are mine for life time.

This is how I got help to pay off all my bills and debts as well, this old gentleman also gave me a high salaried job in his own company, and I have never looked back from that time.